In the world of vehicle ownership, you want to make sure that you aren’t paying more than you have to for things like insurance. Although you may consider forgoing car insurance, it is wildly important, so us at I.G. Burton Chrysler Dodge Jeep® RAM of Smyrna are here to educate you on all things car insurance.

Delaware Car Insurance Laws

The first thing you should know about car insurance is that if you own a car, it is required by law in the state of Delaware. To be more specific, you need to have minimum auto liability insurance. That means that if you drive out of our lot with a new Chrysler sedan, you need to get it insured as soon as possible.

What is Car Insurance?

Think of car insurance as the safety net at a circus and you are the acrobat. In the event that something happens to you, that safety net will catch you so that the results are not catastrophic.

If your car is involved in an accident, is stolen or an event beyond your control happens to it, your car insurance will take care of both you and your vehicle. For example, if you hit a patch of black ice while out on the road and skid into a tree and wreck your car and break your nose, your insurance can potentially cover all expenses.

How Does My Car Insurance Affect Other Drivers?

In the event that you cause an accident, your car insurance will cover the other driver’s medical expenses and vehicle repair costs. As these numbers can add up quickly, you want to make sure that you have good insurance.

When you are trying to figure out the best insurance plan for you, the team here at I.G. Burton Chrysler Dodge Jeep RAM of Smyrna will educate you on your best options.